Smart KYC
This guide demonstrates the complete experience for clients completing a Smart KYC (Know Your Customer) verification request on their mobile device.
Overview
Smart KYC (Know Your Customer) provides comprehensive compliance verification including enhanced due diligence, AML screening, and regulatory compliance checks. The mobile experience is designed to guide clients through this complex process with ease and security.
Mobile-First KYC Features
- Smart Document Capture: AI-powered document edge detection and quality checks
- Auto-fill Capabilities: OCR technology to extract and pre-fill information
- Progress Saving: Ability to save and resume the KYC process
- Real-time Validation: Immediate feedback on data entry and document quality
- Accessibility Features: Full support for screen readers and accessibility tools
Compliance and Security
- Data Encryption: End-to-end encryption for all transmitted data
- Regulatory Compliance: Meets global KYC/AML regulatory requirements
- Audit Trail: Complete audit trail of all client actions
- Secure Storage: Temporary secure storage with automatic data purging
- Multi-factor Authentication: Optional 2FA for enhanced security
Special Considerations
The Smart KYC mobile experience adapts based on:
- Risk Profile: Higher-risk profiles may see additional verification steps
- Jurisdiction: Questions and requirements adjust based on regulatory jurisdiction
- Account Type: Different flows for individual vs. business accounts
- Transaction Limits: Enhanced verification for higher transaction limits